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Hello,
my name is Keith
Jenkins
. I am the founder of Credit World Financial Services LLC. My
Company is registered in good standing with the state of Arizona
and I am a member of the
Certified Credit Consultants Association. Recently, my company
was featured on FOX News in a story about how to avoid credit
repair scams. You can see my video at http://creditworldfinance.com.
I have
personally helped countless people like you recover their
Financial Identity. After reviewing thousands of credit reports
I am convinced that:
Bad
Credit Happens To Good People.
The top 3 reasons everyday people have bad credit are:
Bad
Credit Does Not Mean You Are a Bad Person
Many
look at the credit report like it is your permanent record, like
a rap sheet, as if falling behind on your bills is a crime.
It
is NOT a crime to have bad credit.
Let’s
face it. It can be very difficult to restore your financial
identity after you have endured months of economic turmoil.
In
addition, as soon as you fall a little bit behind, the creditors
start with their ruthless collection efforts, their outrageous
fees and their hardball tactics. They want the money, all the
money, and they want it now.
For
Many People, Credit Reports Are Hard To Read and Harder to
Understand.
Often times your credit report is incomplete and confusing. You
will find:
-
Partial account numbers.
-
Addresses to places you have never lived.
-
Accounts that don’t belong to you.
-
Names, Social Security numbers, inquiries that are not
yours.
Some
of this information is the result of mistakes or a clerical
error made by an employee of a credit union or financial
institution. Some may have been put there deliberately. No
matter what the reason, this information is hurting your credit
score. Until you fix this, you will be
stuck in an endless cycle of high interest, high
fees, and continual credit rejection.
I can help you:
·
Challenge negative info on your report
·
Deal effectively with collection agencies
·
Re-establish credit, get your payments
reporting
·
Coach, help, educate, and guide, you through the credit
restoration process
Some of my clients have had bad credit for 20 years. Many have
never owned a home. Some have paid 18% interest on a car. I am
sure their credit was worse than yours. I am on your side.
Hundreds of people have come to my office convinced that their
credit was the worst on earth. They believed that nothing could
be done. I helped them. Now my clients are buying the house they
deserve. They are getting decent interest rates and terms. If I
can help them, I can help you.
Your Credit Report is Filled With “Mistakes”,
Negative Items That Are Inaccurate, Can’t Be Verified, or Were
Put There Intentionally
Some
mistakes in credit records are the result of sloppy data
management on the part of the credit bureau. Other errors are
not the fault of the credit bureau at all. There are times when
inaccurate negative credit items are intentionally reported. Any
of the following events can cause an error in your credit
report:
Identity
theft
-
Variations
in when credit data is received
-
Confusion
of your identity with that of another consumer
-
Inaccurate
reporting from a creditor
-
Failure
to show accounts as being closed
-
Failure
to show accounts that demonstrate a good payment history
-
Deliberate
reporting on false information by creditors and collection
agencies
-
Reporting
the same negative item more than once
-
Failing
to report zero balance on paid negative accounts
-
Discharged
bankruptcy items that still report a negative, open status
Mistakes
and Inaccuracies Are Common
These
“mistakes,” as they are called, often times lower your
credit score.
An
error on your credit report can actually cost you money in the
form of higher fees and interest rates on your loans and
mortgages. Negative credit can even cost you a job. Over time,
the cost of the higher interest rate can really add up. A
mistake in your credit report could even cause you to be denied
from receiving credit at all.
Have
you ever noticed that these errors are never positive? Have your
ever seen a mistake on your credit report that made your score
higher? Why is that?
Because
creditors and collection agencies and the credit bureaus profit
from your bad credit--that is why it can be so difficult to
recover from bad credit.
What
If You Know That Your Negative Credit Did Happen? Can You Still
Recover Your Credit Score?
The answer is YES! Just because you may have had difficulties with
your bills in the past, that does not mean that every item on
your credit report is accurate, verifiable, and in compliance
with Federal Credit Reporting Regulations.
If you receive a traffic ticket, you can challenge that ticket. If
there is no actual proof that you were speeding, the ticket is
dropped. In the same way the creditors and collection agencies
must be able to verify that the information reported to your
credit report is both accurate and verifiable.
Also, a reputable credit rehabilitation company such as Credit
World provides services far above and beyond simple Credit
Repair. We can settle debts for a fraction of what you owe, help
you re-establish your payment history with new lines of credit.
We consult with you on an ongoing basis. We give you the credit
help you need. when you need it. And we Guarantee it!!!
What
About Those Credit Repair Scams?
Many quick fix Credit Repair Artists promise the world in 30 to 45
days. Big promises. No Results. Big Fees Upfront.
It only makes sense that if you have had credit trouble for 5,10
years or more that it may take some time to work through your
credit issues. At Credit World, we will evaluate your credit
challenges and give you realistic time frames for restoring your
credit. It may take 4 to 6 months. Maybe up to 12. Whether we
help you or you find another way to fix your credit, it is going
to take time.
You
have to understand that there is nothing that my company or any
other credit services company can do for you that you can’t do
for yourself given enough time, trial, and error. The real
reason to hire Credit World is to avoid the wasting 40 to 80
hours of your time and to avoid experimenting on your credit.
Financial rehabilitation is my full time job. We
have the expertise to guide you through your current situation
and achieve your goal of creditworthiness faster and more
efficiently than you can on your own. Hiring Credit World
makes sense
in the same way taking your car to an experienced mechanic. I will get the job done right as quickly as possible.
Credit World Is
Here To Help You, Whether You Sign Up For The Service Or Not!
It is easy to make big promises. It is difficult to produce great
results. Come into my office for a free consultation. I will
give you the real facts about your credit profile. Where you
stand. What we can do to help you. A realistic plan. Most Credit
Repair Artists will try to push you into a program before you
have all of the facts. Not Credit World. I have built a
reputation on producing real results for our clients. Those
results happen because I make certain that you fully understand
what your credit report says, what it means, and what can be
done to fix it. I am here to help you. Just like I helped Robert
and Kathie, Curt, John, and many others.
What
Next?
Don’t Delay. Now is the time to get your credit score in order.
Your bad credit isn’t going to go away by itself. You have put
this off long enough. It is time to find out where you stand.
Call
me @ 602-288-8828 now. Schedule an appointment. Come into my
office. Meet me in person. Face to face. Get the facts you need,
and your questions answered.
Call
now for your no-cost, no-obligation, in-person credit and
financial profile review. We will download and print your free
annual credit reports for you, detail your credit restoration
options, and help find the solutions to boost your credit score
by 100 points or more.
Call
602-288-8828. Don’t let your credit slip by any longer. This
is important. This is for you.
Best
Regards,
Keith
Jenkins
Credit World Financial Services
2323
N 3rd Street
Suite
203
Phoenix, AZ 85004-1306
602.288.8828
P.S.
Remember, the consultation is no-cost, no gimmicks, no BS, no
obligation. I will give you just the facts you need to decide if
I can help you.
IF
I CAN’T HELP YOU, THERE IS NO CHARGE!!!
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